Revolut is a digital bank like Monzo and also has a referral programme that allows existing customers to earn a cash reward when they invite a new user to open a Revolut account, although with Revolut only the referee (the person sends the invite) receives a reward. The reward amount varies between 10£ to 200£.
Because the reward is paid to the person who sends the referral link, some people choose to share part of their reward with the friend who signs up.
How the Revolut Referral Programme Works
The process is straightforward and usually takes only a few minutes to start.
1. Get Your Referral Link
Existing Revolut users can find their referral link in the “Invite Friends” section inside the app.
This link is unique to your account and tracks the sign-ups you refer.
2. Send the Link to a Friend
Share your referral link with someone who has never had a Revolut account before.
They must sign up through your link for the referral to be tracked.
3. Your Friend Completes the Required Steps
For the referral reward to trigger, the new user must complete several actions.
These typically include:
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Signing up through the referral link and verifying identity
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Adding money to the new Revolut account from an external source
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Ordering a physical Revolut card
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Making a minimum number of card purchases (normally 3x 5£ purchases)
These requirements must be completed before the campaign deadline to qualify.
4. Receive Your Referral Reward
Once all the steps are completed, Revolut pays the referral reward directly into your Revolut account balance.
The payout time varies depending on the campaign but is usually within a few days after all conditions are met.
How Much Can You Earn?
Referral rewards change frequently depending on the promotion.
Examples of possible rewards include:
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£10
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£25
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£50
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£100
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£200
Some campaigns use a random reward system, meaning each successful referral has a different chance of receiving a certain amount.
You can usually see the exact reward amount and campaign rules inside the Revolut app.
Important Conditions to Know
Before sharing your referral link, it’s important to understand a few rules:
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The person signing up must be a completely new Revolut user.
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They must use your unique referral link during registration.
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Certain transactions such as transfers, gambling, or gift cards may not count as qualifying purchases.
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Referral campaigns are only available to selected customers at certain times.
Pros and Cons of the Revolut Referral Offer
Pros
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Easy way to earn extra cash
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Only requires inviting friends
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Revolut is a well-known fintech banking app
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Rewards are paid directly into your account
Cons
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Rewards can vary by campaign
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Only the person referring usually gets the reward
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The friend must complete all the required steps before the deadline
Tips for Completing the Required Purchases
If your friend needs to complete card transactions to qualify, they don’t need to spend a lot of money.
Common small purchases include:
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Grocery or supermarket purchases
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Coffee or food purchases
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Transport payments
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Small online purchases
Just make sure the purchases meet the minimum amount required by the promotion.
Click here to join Revolut and start inviting your friends
In most cases, the referral reward is paid to the person who invites their friend. The new user normally does not receive a direct cash bonus, although some referrers may choose to share part of their reward.
How much can you earn from the Revolut referral programme?
The reward amount depends on the promotion currently running in the app. Revolut referral campaigns typically offer between £10 and £200 per successful referral, although the exact amount is shown in the app before you send the invitation.
What steps must a new user complete for the referral to work?
To qualify for the referral reward, the invited user usually needs to complete the following steps:
Sign up using the referral link
Verify their identity during the registration process
Add money to their account from an external bank
Order a physical Revolut card
Make the required number of card purchases before the campaign deadline
All steps must normally be completed before the promotion expires.
Do you need to spend money to complete the Revolut offer?
Yes. The invited user usually needs to make a few card payments using the Revolut card. The required number of transactions and minimum amounts can vary depending on the referral campaign.
Do transfers or gambling payments count as qualifying purchases?
No. Transactions such as bank transfers, gambling payments, gift cards, or currency exchanges normally do not count as valid purchases for completing the referral requirements.
How long does it take to receive the referral reward?
Once the invited user completes all required steps and the transactions are processed, the referral reward is typically paid within a few days directly into the referrer’s Revolut account.
Can you refer multiple friends?
Yes. Revolut normally allows users to invite several friends, but there is usually a maximum number of referrals allowed per campaign.
Can existing Revolut users qualify for the referral bonus?
No. The referral programme is only available for new customers who have never opened a Revolut account before.
